Mortgage financing, made simple.
Whether you're buying your first home, upgrading, investing, or refinancing, I'll help you find the smartest financing solution from over 100 lending partners.
- 20+Years Experience
- 100+Lending Partners
- FastClosings
- 7 DaysA Week Available
Why Work With Matt
The advantages of a true mortgage advisor.
Relationships First
Clients become lifelong partners—and most of my business is referrals.
More Loan Options
Access to over 100 lenders to find the best solution—not just one company's products.
Expert Guidance
Complex loans made simple, with clear answers at every step.
Fast Closings
Efficient communication from application to closing day.
Creative Financing
Jumbo, Bank Statement, DSCR, Asset Depletion, Conventional, FHA, VA, Non-QM.
Local Expertise
Neighborhood-aware advice rooted in local market knowledge across the communities we serve.
Mortgage Solutions
A loan for every chapter of your life.
From first-time buyers to seasoned investors—twelve specialized programs designed around your goals.
Mortgage Calculator
See your numbers in real time.
Estimated Monthly Payment
Have Mortgage Questions? Ask Matt AI.
Get instant answers to common mortgage questions, learn about your financing options, and connect directly with Matt for personalized guidance.
General educational information only. Not a rate quote, loan approval, or legal/tax advice.
Home Buying Timeline
Six clear steps to the front door.
- 01
Consultation
Goals, budget, and strategy.
- 02
Pre-Approval
Strengthen your offer.
- 03
Home Search
Shop with confidence.
- 04
Offer Accepted
Lock in your terms.
- 05
Loan Processing
Underwriting & appraisal.
- 06
Closing Day
Keys in hand.
Why Clients Choose Matt
Numbers built from real relationships.
Testimonials
Trusted across many states.
"Matt made the entire process feel effortless. He walked us through every option, answered late-night texts, and got us a rate we didn't think was possible."
Resources
Smarter home financing starts here.
FAQ
Common questions, clear answers.
It depends on the loan program. Conventional loans can start at 3%, FHA at 3.5%, and VA loans require 0% down. We'll match you to the right program based on your goals.
Most loans close in 21–30 days. With a complete file and responsive client, we routinely close faster—especially on time-sensitive offers.
Pre-qualification is a quick estimate. Pre-approval is a verified review of your income, credit, and assets—and is what sellers expect with strong offers.
Absolutely. We offer bank statement, P&L-only, asset depletion, and DSCR programs designed specifically for self-employed and 1099 borrowers.
Rates depend on the loan program, your credit profile, loan-to-value, occupancy, and broader market conditions. I'll show you live pricing from multiple lenders so you can compare apples-to-apples.
Yes—rate/term, cash-out, and consolidation refinances. I'll run the numbers to confirm it actually saves you money before recommending one.
Meet Matt
Your mortgage advisor for life.
Matt has over 20 years of mortgage experience helping homebuyers and homeowners navigate financing with confidence. By partnering with over 100 lenders, he provides personalized loan solutions—from first-time homebuyers to luxury properties, investors, and self-employed borrowers.
His goal is simple: make the mortgage process clear, efficient, and stress-free.
Contact
Let's build your homeownership plan.
Tell me a little about what you're considering and I'll follow up personally—usually within a few hours.
Kirkland, WA 98033